If you’re planning on travelling, it’s important that you cover yourself with travel insurance in case the worst should happen. In this guide, Latest Deals breaks down exactly what travel insurance is, why you need it, how to find the best travel insurance for you, and answers any questions you may have.
Can I get travel insurance with Covid cover?
If you’re thinking of going away, it’s important to know that you can get travel insurance with Covid cover. However, it’s important to understand the risks, and to find suitable cover.
Most insurers now offer travel insurance Covid medical cover. But, there are lots of different scenarios involved with this, and you likely won’t be covered for all of them.
Firstly, you should know the risks about what happens to your insurance if government travel restrictions change. With most insurers, you won’t be covered at all if you travel somewhere against the advice of the Foreign, Commonwealth and Development Office (FCDO). You also likely won’t get cancellation cover if restrictions to the UK or the country you’re travelling to prevent you from going. However, this will vary depending on your provider.
IMPORTANT NOTE: Travel is still very much in flux, and the restrictions in the UK and abroad can change at any time. So, it’s important to be careful when booking a holiday. Try and book as flexibly as possible, and make sure you understand the terms of your covid travel insurance so that you know the financial risk you’re incurring.
Why is travel insurance important?
Travel insurance acts as a safety net if things go wrong while you’re abroad. So, if you lose your baggage, your flights or accommodation are delayed or cancelled, or you become ill, travel insurance can help you. Without travel insurance, you would need to cover the cost of these mishaps yourself, and they could be very expensive.
What is travel insurance?
Travel insurance is designed to cover any unseen costs from problems you may experience while travelling. From theft, cancelled trips, lost baggage or injury, travel insurance can cover you against issues you don’t see coming.
However, it’s important to note that travel insurance doesn’t protect you from everything, and different policies will have different inclusions. So, it’s important to check a travel insurance policy carefully before taking it out.